What Workers’ Compensation Insurance Does For You

If you’ve been in a car accident, most people understand what damages are: physical injuries, medical bills, lost wages, pain and suffering and so on. In the case of a Colorado workers’ compensation injury, people sometimes aren’t as clear about what damages are and how they can be compensated for them.

In a workers’ comp claim, personal injury means any harm or damage to the health of an employee, whether caused by an accident, disease, dangerous condition or other means. The harm is caused to an employee while he or she is on the job, even if you were not actually at the physical site of your employer – for example a delivery driver who’s hurt delivering products to a customer’s location. And the injury must lead to some level of impairment or disability, including aggravating a pre-existing condition.

Colorado work comp insurance is meant to take care of you when you’ve been injured on the job. It’s insurance that’s paid for by your employer and is meant to pay for your medical bills, drugs and medical devices (such as crutches), wages you lose for time off work due to your injuries, and possibly other costs.

Even though work comp insurance is supposed to take care of you, it doesn’t always happen that way. The comp system can be confusing when you don’t deal with it every day – after all, you’re not injured every day. But employers deal with work comp a lot and they know the system and how to work it to their advantage. At The Law Offices of Dianne Sawaya we’ve seen employers try to deny claims, not pay the correct amount of lost wages and intimidate employees into coming back to work before they’re healthy enough.

That’s why you need a workers’ compensation attorney to help you. But call us right away after you’ve been hurt. The procedures you have to follow are very exact, the paperwork is complex and there are deadlines you can’t miss or you’ll lose your claim.

If you’ve been hurt on the job, call me at (303) 758-4777, email me at DLS@dlslawfirm.com or visit us on the web at www.dlslawfirm.com. Let’s talk about your case. There’s no cost or obligation. We can help you get the money you and your family deserve for the work injuries you’ve suffered. And remember: If we take your case, we don’t get paid unless you get paid.